Chase Sapphire Reserve is the best cash back card for signup bonus. Consumers who are searching for a top rated card for 2019 should consider this as one of the best options. Currently, they offer 50K bonus points if you spend at least $4,000 on the card within the first 3 months. The 50K bonus points is equivalent to $750 when you use to redeem for travel related purchases. The $750 travel voucher is enough to purchase an international round trip ticket. This is because the points worth 50% more when you redeem it for travel purchases.

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The card also has a rewards system where you earn 3x points on every dollar spent on travel and dining worldwide. All other purchases that you make will earn you 1x point per dollar spent. Every point that you accumulate on the card is worth 1.5 cents each when you use the points to make travel purchases through the Chase travel portal. However, you can get more value through the 1:1 loyalty program. The 1:1 loyalty program allows you to transfer the points from the card to other airline loyalty programs.

The loyalty program features partners such as United Airlines, British Airways and Hyatt. If you don’t want to redeem it for travel purchases, you can redeem it for cash back, or gift cards. You get lesser values from the points when you use them to redeem other stuff. Chase Sapphire offers cardholders the potential to earn a travel statement of up to $300 every year. The $300 travel statement can be used to cover a variety of travel purchases including baggage, transportation fees, and campground fees.

Cardholders will receive a complimentary Priority Pass Select membership and get access to more than 1,000 partner airport lounges. You also receive meal credits at selected airport restaurants. It gives you access to exclusive lounges like Centurion lounges and Delta Sky Clubs. The card features TSA pre-check and global entry reimbursement to allow you to get past the security into the lounges faster. It offers reimbursement of up to $85 for TSA PreCheck and up to $100 reimbursement for the global entry every 4 years.

Chase Sapphire Reserve has an expensive annual fee of $450. They charge an additional $75 on the annual fee for every authorized user you add to the card. On top of that, you also get to enjoy many other perks such as auto rental collision damage waiver, baggage delay insurance, trip delay reimbursement, roadside assistance, and lost luggage reimbursement.

The card also offers coverage of up to $1,000 in medical fees when you are more than 100 miles away from home. Chase Sapphire reserve is ideal for people who travel frequently. It does not charge any foreign transaction fee on purchases made worldwide.